Monthly Income - (you must fill this in first)

Your net monthly income (gross salary and wages less tax)
Your spouse’s net monthly income (gross less tax)
Net monthly income from savings account/term deposit etc
Net monthly income from investments/shares
Other monthly income
Total monthly income

Monthly Expenditure

Household Essentials Medical
Food Doctor
Clothing Dentist
Rent Physio
Electricity Chemist
Phone Insurance
Policies
Gas Home
and Contents
Other
household expenses
Medical
Life
Debts Personal
Credit card monthly repayments Barber, beauty salon
Hire purchase/rental repayments Other
costs
Personal loan repayments Entertainment (eg theatre, restaurants)
Other
monthly debt repayments
Children’s school fees/childcare costs
Transport Leisure activities (eg sporting entry fees)
Public transport Other
Car loan or lease payments
Subscription and memberships
Petrol
Registration & repairs
Car insurance
Total income per month
Total Monthly Expenditure
Equals the amount you can save each month