Mortgage Professionals

To enable your loan application to proceed smoothly and swiftly, copies of the following items may be required to accompany your application.

INCOME: For PAYG earners
	2 recent payslips and/or a letter from your employer confirming income, position, length of service in the company. This letter should be on company letterhead, and signed by an Authorised Officer.
	Copies of last 2 years Group Certificates and/or tax returns and/or tax assessment notices.
INCOME: For Self Employed
	Last 2 years full tax returns (Personal and Business/Company).
	Full Financial Statements for the last two years of all related Companies/Businesses.
SAVINGS:
	Copies of all bank or investment statements evidencing deposit funds saved over the last 6-12 months.
GIFTS:
	A letter is required from the person providing the cash gift, stating the amount and that it is not repayable.
INVESTMENT:
	Copy of current lease or rent appraisal or evidence of receipt of rental income.
	Letter of opinion from Managing Agents stating reasonable rent.
REFINANCE:
	Loan statements evidencing satisfactory conduct of existing loans being refinanced.
	Copy of latest council rate notice for each security property.
PURCHASE:
	Front page of the contract of the property you are buying showing purchaser and price details.
DEPOSIT BOND:
	Front page of the contract of the property you are buying showing purchase and price details.
	Front and back page of the contract of the property you are selling (if applicable) showing sale price details.
	Complete Deposit Bond Application Form.
	Cheque to insurance company for the relevant premium.
CONSTRUCTION:
	Copy of plans and specifications. Copy of Builder’s fixed price tender.
VALUATION FEE:
	Cheque made payable to your recommended lender.
IDENTIFICATION:
	Copy of Passport or Birth Certificate, and Drivers Licence.