Mortgage Professionals

How Much Can I Borrow?

This calculator is designed to help you work out your maximum borrowings based on your current situation.

You can use this calculator below as a guide to what sort of loan might result from given monthly payments. However, depending on your circumstances lenders may lend you more or less than this amount.

About this calculator: These calculator results are a guide only. Calculations may vary between Lenders.  For more precise borrowing amount please contact us on 1300 656 922.

You can use this calculator below as a guide to what sort of loan might result from given monthly payments. However, depending on your circumstances lenders may lend you more or less than this amount.

As well as checking that you can borrow the amount you want, you should also check that you can:

  • Contribute a deposit (money from your own pocket). 
  • Provide money for fees such as stamp duty and conveyancing.
  • Show that you have the income to support your repayments - even if interest rates rise, say, 2 per cent higher than they are today.

These calculator results are a guide only, Calculations may vary between Lenders.